How to protect yourself from ATM crime

The ATM card is dead. Or is it?

Starting Monday, all 13,000 Wells Fargo ATMs will enable you to withdraw money without using your card, according to Jonathan Velline, head of Wells Fargo ATM and branch strategy.

It works like this: Open the Wells Fargo app on your phone. Tap a button in the app for a temporary eight-digit code. Then enter the code, followed by your PIN, to access your account.

Wells Fargo is the first major U.S. bank to offer app-based access to all of its ATMs.

Citigroup, Chase and Bank of America and others are working on similar ATM functions, with only some machines already upgraded.

wellsfargo atm code Wells Fargo

Wells Fargo will enable ATM access without a card via a temporary eight-digit code accessible in its mobile app.

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